Can You Get Your Home In California Back After Foreclosure?

You might be wondering if you can get your California home back after foreclosure if you are facing foreclosure in the near future. Having a home is necessary for your survival & growth!

In most cases, once the court rules in your lender’s favor and the lender agrees to go through with the foreclosure, it is very difficult for you to get your home back.

Instead of wondering can you get your house in California back after foreclosure, here’s another option…

If you’re not in foreclosure yet, you still have options.

Neither paying off your mortgage nor negotiating a payment plan with your lender is the best option. As it’s easier for them, they’ll keep you in your house and just collect the money owed to them.

If that’s not an option for you at this time then you may decide to do what a lot of homeowners facing foreclosure are choosing to do: Sell your home before the home is foreclosed upon and pay the lender what is owed to them.

While bankruptcy isn’t a perfect solution (because you will lose your house), it is a much better option than a foreclosure as you will not have the negative credit impact a foreclosure would have on your credit score.

Homeowners facing foreclosure love this option because it is proactive and long-term. It is proactive because you are in charge of your finances; it is long-term because you are accepting the short-term discomfort of selling your home in exchange for a better credit rating in the long term.

Here’s a secret to selling your California area house quickly so the bank can’t take it

You could try to find a buyer for your home. It is easier and faster to find an investment firm that buys houses as-is for cash. Rather than spending all of your time and energy searching for a buyer on your own, there are many companies that can do this for you. You can sell your house to a company like MCB Homes Inc. for a lower price, and very quickly.

This article on post-foreclosure applies to all cities in California State including Lodi, Modesto, Stockton, Sacramento, Turlock, Valley Springs, Salida, and Oakdale.

Simply fill out our form and tell us about your house, or just call us at (209) 400-6500 and let us know that you want to sell fast.

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