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How To Sell Your House To Avoid Foreclosure In California

Do you need to sell your house to avoid foreclosure in California? Our latest post discusses how you can prevent the bank from taking your money and save your credit.

There is no one who wants to deal with the foreclosure process, but it happens to good people every day. While foreclosure rates are down to about 3.6%, people are still losing their homes to the banks. A person’s life can change in a blink of an eye when they lose a job, get divorced, or lose a loved one. Bank involvement is one of the last things people want to do when they are facing foreclosure due to other unfortunate circumstances.

With a fast sale of your California house, you can stop the bank without destroying your credit. Find out how to keep your house from going into foreclosure by reading on.

Sell It Fast

Generally, there are two primary ways to sell your California house fast. Listing it is one option, or working with a direct buyer ensures you a sale date and sale price. While direct offers are usually less than what houses on the MLS fetch, you need to keep in mind that you won’t have to deal with repairs, commissions, or marketing costs if you work with a direct buyer. This will allow you to sell quickly and walk away.

You should be aware that listing your house in California can be risky. You may have to deal with the banks before you find a buyer if your house does not sell right away. It is essential that you price the house accordingly and take pictures that make the house look appealing to buyers so it is not overlooked. It is important to find a buyer who can close on the house as soon as possible as any delay could cost you the deal and the house. The option of working with a foreclosure sales specialist is available, if you choose that route, it is best to work with a professional who knows exactly how to get things done.

Plan Your Move Now

When you work with a direct buyer like MCB Homes Inc., they will likely be ready to close within a few days. However, you will also need to be prepared! It is theoretically possible to get an offer this week and close next week! In such a case, you will need to be prepared. Calculate your moving costs, logistics, and where you intend to move. Take some time to declutter if you haven’t already. Get rid of items that need to be thrown away and sell unused items to help with the sale. You can even have a yard sale to quickly generate cash for the items you aren’t taking with you if the situation requires it.

Additionally, you will need to know where you are going. Finances may not allow you to buy a new home, plus you may not be able to close as soon as you need. If you decide to sell to avoid foreclosure, you might choose to rent. It will be necessary for you to pass a credit check and provide first, last, and security. You might need to stay with friends or family until you find a new place to live. You can sell directly to a buyer in a matter of days. You may not have the time to look for the perfect place if you are busy cleaning, packing, and moving. It is better to stay with someone you know for a short period of time rather than rushing into a place that isn’t right for you. You can also ask around in your neighborhood. Many programs are available to help struggling homeowners get back on their feet.

Don’t Hesitate

You may be too late to prevent home foreclosure if the bank has already begun the process. If this occurs, you’ll have a harder time buying another house in the future. You have to work hard to rebuild your credit after losing your home, so if you feel you are facing foreclosure, you should take action as soon as possible rather than wait. Even though the process can take some time, allowing you to stay in the home longer, it isn’t worth the damage to your financial future that can result. By getting a direct, no-obligation offer from MCB Homes Inc., you will be able to run the numbers and ensure you don’t lose your property to the bank.

This guide on selling your house to avoid foreclosure applies to all cities in California State including, Lodi, Modesto, Stockton, Sacramento, Turlock, Valley Springs, Salida, and Oakdale.

Let us help you sell your house to avoid foreclosure in California! Contact us today for more information! (209) 743-0602

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